Banking Questions for IDBI Bank [TEST-6]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
The Central and Andhra Pradesh governments and the..... have signed the loan agreement for a \$ 172.20 million project to enhance agricultural productivity, profitability, and climate resilience of poor and marginalized farmers in Andhra Pradesh.
A
International Monetary Fund
B
Asian Development Bank
C
World Bank
D
New Development Bank
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Question 2 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
A significant decrease in the demand for loans will force Banks to.....
A
Adjust their portfolios
B
Sell securities to the central Bank
C
Resort to borrowings
D
Raise the prime lending rate
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Question 3 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
At present, the trade between India and China is in a state of 'payment imbalance', what does this mean in real terms?
  1. China does not import many items from India whereas India imports more from China.
  2. China does not pay India in time and a lot of delay is reported by the exporters.
  3. India wants all payments to be made in US dollars areas China pays in its own currency.
Which of the statements given above is/are correct?
A
Only 1
B
Only 2
C
Only 3
D
All of the above
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Question 4 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
Co-operative Banks in India are registered under
  1. Banking laws (Co-operative Societies) Act. 1956
  2. Banking Regulations Act, 1949
  3. Companies Act, 1956
Select the correct answer using the following codes.
A
only 1
B
1 and 2
C
2 and 3
D
1, 2, and 3
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Question 5 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
Fixed deposits and recurring deposits are [IBPS 2011]
A
repayable after an agreed period.
B
repayable on demand.
C
not repayable.
D
repayable after death of depositors.
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Question 6 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
The term 'Smart Money" refers to..... [IBPS 2012]
A
Foreign Currency
B
Internet Banking
C
US Dollars
D
Credit Cards
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Question 7 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
Liability-side of the balance-sheet comprises:
A
Capital and reserve
B
Long-term liabilities
C
Current liabilities
D
All of the above
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Question 8 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
As we read every now and then, the Monetary and Credit Policy is reviewed and changes/corrections are made frequently.Who amongst the following exactly takes this decision in India?
A
Deputy Chairman, Planning Commission
B
Prime Minister
C
Finance Minster
D
None of these
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Question 9 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
Interest Rate payable on Saving Bank account is
A
Regulated by RBI
B
Regulated by State Government
C
Regulated by Central Government
D
Not regulated by RBI
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Question 10 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
Woori Bank is a bank headquartered in-
A
Berlin
B
Seaol
C
Beijing
D
Tokyo
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