Banking Questions for Bank of India – IBPS [TEST-3]

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The International Labour Organisation (ILO) has released a report "World Employment and Social Outlook Trends-2018". As per the report, it is projected that the number of unemployed persons in India is expected to rise from 18.3 million in 2017 to 18.6 million in 2018 and 18.9 million by 2019. At the same time, unemployment rate is expected to remain static at..... per cent during the same period.
A
5.5 per cent
B
2.5 per cent
C
3.5 per cent
D
4.5 per cent
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The maximum Statutory Liquidity Ratio to be maintained by banks is.....
A
25%
B
30%
C
35%
D
40%
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which Bank has announced the launch of its SmartUp Zone in Kochi, an exclusive area inside the branch dedicated for start-ups?
A
HDFC Bank
B
ICICI Bank
C
Axis Bank
D
Kotak Mahindra Bank
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which one of the following is controlled by the World Wide Web?
A
Universal banking
B
Virtual Banking
C
Wholesale Banking
D
None of these
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In which year the Royal Commission on Indian Currency and Finance recommended the creation of a central bank for India?
A
1926
B
1927
C
1928
D
1929
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In which year Reserve Bank of India introduced cheque truncation system?
A
2008
B
2009
C
2010
D
2011
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following can be categories as a Merchant Banking service?
A
Consultancy on finance to a company
B
Advance in capital structure
C
Managing mergers
D
All the above
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following can be identified as a demat account?
A
Accounts which can have zero balance
B
Accounts opened to facilitate repayment of loan
C
Accounts in which shares of companies are traded in electronic form
D
Accounts maintained by mutual fund companies for investors
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Reserve Bank of India was setup on the recommendations of which of the following commission/committee?
A
Royal Commission
B
Hilton Young Commission
C
Dantwala Committee
D
D R Mehta Commission
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is an innovative mechanism adopted by banks to meet the targets fixed for lending to priority sector by the Banks?
A
Buying & Selling of Priority Sector Lending Certification
B
Sale of Kisan Vikas Patra
C
Inter Bank Participation Certificates
D
Adoption of Core Banking Solution
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