Banking General knowledge for SBI Clerk [TEST-5]

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G.K. Questions on Banking

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Question 281 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What do we call it when money is paid straight into a person or organisations' banking account - either electronically or manually?

Bank exam interview questions answers
A
Direct deposit
B
Investment
C
Cheque
D
CRT
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Question 282 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

SSB provides determinative guidance (Standards) on Islamic Law related to Finance.

A
True
B
False
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Question 283 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

We should ..... to Keep a good credit record.

A
Keep less than two credit cards
B
avoid late payments
C
keep the loan to as little as possible
D
keep the number of purchase to as few as possible
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Question 284 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

In the case of Rubber Industry (Replanting) Board v HSBC [1957] MLJ 103, the court has decided an important principle in law of banking. What is the said principle?

A
When opening an account, the bank has a duty to ensure identity of customer.
B
When a customer issues a cheque, he has to ensure sufficient funds in the current account.
C
When the bank honours the cheque, it must take less than two working days.
D
When opening an account, the bank will accept cash only.
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Question 285 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is something that can hurt or damage your credit score?
A
Paying your students loans off one year early
B
Paying off your car one year early
C
Taking out loans you are unable to pay back on time
D
Opening up a credit card at a store you shop at frequently
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Question 286 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

To pull too much money from your account is

A
overdraft
B
deposit
C
transfer
D
withdraw
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Question 287 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What year did the first world wide banking crisis emerged?

A
1929
B
2008
C
1998
D
1914
Latest Current affairs Questions answers
Question 288 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which type of account are your assets most liquid?

A
checking
B
savings
C
money market
D
stocks & bonds
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Question 289 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
We are going out - some ice-cream. Would you like to come?
A
in
B
for
C
as
D
with
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Question 290 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Your friend is opening a savings account and asked for your advice. Which account would give your friend the best interest rate on a savings account?
A
Savings account with an interest ratge of 1%
B
Savings account with an interest rate of 5%
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