Banking Questions for AXIS Bank [TEST-1]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
When was Imperial Bank was changed as State Bank of India?
A
1st January 1935
B
26th February 1947
C
1st July 1955
D
1st July 1959
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
When the growth of GDP in a country slows down suddenly, people start losing their jobs and the situation continues for several weeks, what name is given to this state of economy (A big country was in this state recently)?
A
Inflation
B
Recession
C
Deflation
D
Economic boom
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following constitutes a significant portion of banks' lending portfolios?
A
Credit finance
B
Foreign Exchange
C
Consumer finance
D
Money laundering
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
LTV ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. LTV stands for-
A
Loan-To-Vehicles
B
Loan-To-Value
C
Loan-To-Van
D
Lease-To-Value
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The Financial Stability Forum was a group consisting of major national financial authorities such as finance ministries, central bankers, and international financial bodies. Where is the headquarters of Financial Stability Forum?
A
Beijing
B
Vienna
C
New York
D
Basel
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which among the following Deputy Governor of RBI is credited with the task of constituting Public Credit Registry in India?
A
B P Kanungo
B
N S Vishwanathan
C
Viral Acharya
D
Mahesh Kumar Jain
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Recently the Reserve Bank penalised three banks for violation of KYC norms and antimoney laundering guidelines. Which one is not among them?
A
Axis Bank
B
HDFC
C
ICICI
D
Kotak Mahindra Bank
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Current account deficit (CAD) widened to.....of GDP for the July-September quarter.
A
2.40%
B
2.9%
C
3.30%
D
3.20%
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Consider the following statements in regard to inclusive development:
  1. As per the RBI guidelines Public Sector Banks has to give loans to women SHGs at the interest rate of 7% .
  2. The initiative is to get benefit of interest rate subvention scheme under the Damini scheme.
  3. As per the RBI guidelines Public Sector Banks has to give loans to women SHGs at the interest rate of 9%
Which of the statements given above is/are correct?
A
1 only
B
2 only
C
Both 1 and 2
D
only 3
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which bank has launched India's first contact less mobile payment solution-?
A
ICICI
B
Kotak Mahindra Bank
C
IndusInd Bank
D
South Indian Bank
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