Banking Questions for UCO Bank – IBPS [TEST-3]

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Indian Bank has introduced two-tier interest rate structure for saving bank accounts and will offer the interest rate of 4 percent per annum on savings account with the incremental balance of over Rs 50 lakh and 3.50 percent per annum for the deposit up to Rs 50 lakh. Where is the headquarter of Indian Bank?
A
Mumbai
B
Bengaluru
C
Hyderabad
D
Chennai
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which one of the followings is known as the father of Leasing Financing in India?
A
C.R Pachauri
B
Nandan Nilekani
C
Farouk Irani
D
A C Muthia.
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Once PCA is triggered by the regulator, the bank faces restrictions on spending money on.....
A
opening branches
B
recruiting staff
C
giving increments to employees
D
All the above
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
RBI appointed a Committee to Review Governance of Boards of Banks in India chaired by P.J. Nayak would
  1. review the regulatory compliance require-ments of banks' boards in India.
  2. judge what can be rationalised and where requirements need to be enhanced.
  3. examine the working of banks' boards.
  4. analyse the representation on banks' boards.
Select the answer from the codes given below: Codes:
A
1, 2 and 3
B
2, 3 and 4
C
1, 3 and 4
D
All of the above
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Private sector RBL Bank has launched APBS for small ticket micro-finance loan disbursements. APBS stands for-
A
Aadhaar Payment Bridge Service
B
Aadhaar Payment Bridge Sending
C
Aadhaar Payment Bridge Scheme
D
Aadhaar Payment Bridge System
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following maintains the RIDF (Rural Infrastructure Development Fund)?
A
RBI
B
IDBI
C
SIDBI
D
NABARD
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Interest on Savings deposit nowadays is..... [SBI Bank 2013]
A
Fixed by RBI
B
Fixed by the respective Banks
C
Fixed by the Depositors
D
Fixed as per the contract between Bank and the Consumer Court
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is not a recommendation of the Narasimham Committee, 1991?
A
Reduction of CRR and SLR
B
Phasing out directed Credit Programme
C
Reduction of capital adequacy ratio
D
Establishment of ARF fund
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Maximum maturity days of holding commercial paper are
A
170 days
B
270 days
C
120 days
D
5 days
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is stagflation?
A
Inflation with growth
B
Deflation with growth
C
Inflation after deflation
D
Inflation with recession
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