Banking Questions for Bank of India – IBPS [TEST-1]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
How much amount has been allocated for Ministry of Food Processing in Union Budget 2018-19?
A
Rs.2600 crore
B
Rs.2100 crore
C
Rs.1000 crore
D
Rs.1400 crore
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The Union Cabinet has given its approval for revision of the project outlay for setting up of India Post Payments Bank (IPPB) from Rs. 800 crore to Rs...... crore.
A
Rs. 2, 435 crore
B
Rs. 1, 735 crore
C
Rs. 2, 735 crore
D
Rs. 1, 435 crore
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. The loan backed only by promise to repay, and for this reason the personal loan also called
A
Transfer loan
B
Signature loans
C
Priority sector loan
D
Secured loans
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following documents are considered as officially valid documents for the proof of identity?
A
Driving Licence card
B
MNREGA Job Card
C
Aadhar Card
D
All of the above
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Reason for cost push inflation is
A
increase in wage rate
B
increase in interest rate
C
increase in the price of raw material
D
increase in indirect tax
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Free shares of stock given to share holders at present, based upon the number of shares that a share holder owns are
A
Right issues
B
Bonus shares
C
IPO
D
Preferential shares
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
ICICI provides assistance by way of
A
long and medium-term loans and equity participation
B
guaranteeing rupee and foreign currency loans raised from other sources
C
underwriting issues of shares and debentures
D
All of the above
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The Department of Currency Management has the responsibility of administering the functions of currency management, a core function of the Reserve Bank in terms of which act?
A
Securities and Exchange Board of India Act, 1992
B
Reserve Bank of India Act, 1934
C
Banking Regulation Act, 1949
D
Negotiable Instruments Act, 1881
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
As per the notification issued by the banks, the .third party ATM usage. will now be restricted to certain withdrawals and limits only. What does it really mean?
  1. The ATM cardholders will not be able to withdraw from other banks' ATMs under any circumstances.
  2. Customers of one bank may be able to withdraw only a limited amount from other banks' ATMs.
  3. ATM card holders will have to pay a fee if they withdraw money from other banks' ATMs frequently.
A
Only 1
B
Only 2
C
Only 3
D
Only 2 & (3)
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The formal way of lending includes lending from?
A
Private Sector Banks
B
Co-operative Banks
C
Public Sector Banks
D
All of the above
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