Banking General knowledge for Corporation Bank – IBPS [TEST-4]

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G.K. Questions on Banking

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Question 4351 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
You should keep your pin number in your wallet.
A
True
B
False
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Question 4352 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The FDIC insures your money if a credit union is robbed.

Bank exam interview questions answers
A
True
B
False
C
It depends on the money in your account.
D
Money can never be insured.
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Question 4353 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Money that your bank account earns
A
Balance
B
Checking
C
Savings
D
Interest
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Question 4354 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Pay at the bank.Bank exam interview questions answers
A
savings account
B
cheque
C
bills
D
bank machine
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Question 4355 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Beth wanted to save her allowance. What do other kids do with their allowance?

A
Other kids lose it.
B
Other kids spend it.
C
Other kids eat it.
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Question 4356 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Central Banks were emerged first in

A
Eurpoe
B
America
C
Australia
D
Asia
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Question 4357 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Karen doesn't like driving to the local bank branch, but doesn't think that it is secure to do financial transactions on her phone. What is the best banking option for her?

A
She should use traditional banking for everyday transactions and questions.
B
She should use online banking services and never go to her local bank branch.
C
She should use online banking and only use her local bank when necessary.
D
She should use mobile banking to avoid the security risks of online banking.
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Question 4358 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Short term borrowing rate is termed as

A
Bank rate
B
Repo Rate
C
Reverse repo Rate
D
CRR
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Question 4359 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

When signing up for a new checking account you answer "Yes" to receive overdraft protection. On this day, you have $10 in your account. You go out and use your debit card to buy lunch for $12, a movie ticket for $12 and dinner for $15. What is likely to be the outcome resulting from these transactions?

A
Your account would be closed
B
You will likely be charged an overdraft fee for EACH transaction and also will need to repay the bank for the amount overdrawn ($29)
C
Because you requested overdraft protection, the bank will not allow you to overdraw your account, so your debit card will be denied in these 3 instances
D
The bank will provide you five days to add funds to your account to cover the overdraft and no fees will be assessed
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Question 4360 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Master agreements usually contain provisions related to

A
pricing of financial products
B
quantity of financial products
C
events of default
D
correctchoice grounds for termination of a contractual relationship
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