Banking General knowledge for Oriental Bank of Commerce – IBPS [TEST-1]

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G.K. Questions on Banking

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Question 4801 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Gustavo writes a check to his landlord for $450, but he only has $300 in his checking account. What will happen?

A
Nothing
B
The check will bounce, or fail to process
C
Gustavo will save $150 on his rent that month
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Question 4802 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Balance of Payment is a .....

A
Statement
B
Account
C
Summary
D
Both Statement And Account
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Question 4803 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

I'd like to change some money.What's today's ------- ?

A
rate
B
exchange rate
C
interest rate
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Question 4804 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What term is the reason why it is so important to invest at a young age?

A
Rule of 72
B
Inflation
C
Compound Interest
D
Savings
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Question 4805 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
An overdraft is .....
A
Short term loan for small amounts of money
B
Long term loan for large amounts of money
C
Short term loan for large amounts of money
D
Long term loan for small amounts of money
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Question 4806 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which place can you most like to find a barcode reader/scanner

A
St. Anne's School
B
St. Johns Baptist Church
C
Sandy's Clothing Department Store
D
Mr. Joe's Lemonade Stand
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Question 4807 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Pick the odd one out

A
Repo rate
B
Reverse repo rate
C
CRR
D
Margin Requirement
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Question 4808 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

This is used to transfer money to a seller directly from your checking account

A
Credit Card
B
Prepaid Card
C
Cash
D
Debit Card
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Question 4809 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Standard & Poors, Moodys and the SEC all rate .....Bank exam interview questions answers
A
Bonds
B
Stocks
C
Certificate of Deposits
D
Mutual Funds
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Question 4810 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which one is NOT one of the 3 C's of Credit

A
Character
B
Caution
C
Capacity
D
Capital
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