Banking Questions for IBPS SO (NABARD) [TEST-1]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The facility not available in the BSBDA is?
A
Deposit amount
B
Withdrawing of cash
C
ATM Card
D
All above facilities are available.
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Under which act the Local Area banks are registered?
A
Banking Regulations Act 1949
B
Companies Act 1956
C
RBI Act 1935
D
None
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
As we all know, more and more countries/ organisations are now going for Non-Cash Transactions and accordingly Banks have launched many new products in the market for the same. Which of the following products is a non-cash transaction product?
A
Only ATM Card
B
Only Credit Card
C
Only Prepaid Card
D
All are non-cash transaction products.
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The concept of'Micro Credit' essentially concentrates on
A
consumption smoothening as and when needed
B
providing safe place to hold savings
C
accepting deposits
D
provision of credit to the poor
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
With reference to Banking what is PCR?
A
Profit Credit Ratio
B
Provision Credit Ratio
C
Provision Coverage Ratio
D
Provision Cash Ratio
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Match the following: List I List II A. Allahabad Bank 1. 1894 B. Oriental Bank of Commerce 2. 1943 C. Punjab National Bank 3. 1943 D. UCO Bank 4. 1865 Codes: A B C D
A
2 4 3 1
B
2 3 4 1
C
4 3 2 1
D
4 1 3 2
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Security Paper Mill (SPM) was formally inaugurated and dedicated to the nation on the 9th March, ..... by the then Deputy Prime Minister, Shri Morarji Desai.
A
1956
B
1968
C
1949
D
1962
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is the meaning of GVA?
A
Gross Van Added
B
Gross Value Added
C
General Value Added
D
Gross Value Agency
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Recent initiatives for financial inclusion in India include
  1. 'no frill' account for retail purpose.
  2. simplified KYC (Know Your Customer).
  3. Credit Counselling Credit (CCC) facilities.
  4. extension of smart cards.
Select the correct answer using the codes given below:
A
1 and 2
B
2 and 3
C
3 and 4
D
All of these
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Who is current Chairman-cum-Managing Director of Agriculture Insurance Company of India Limited?
A
Tajinder Mukherjee
B
AV Girija Kumar
C
Girish Radhakrishnan
D
Alamelu T Lakshmanachari
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