Banking Questions for Central Bank of India – IBPS [TEST-7]

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Moral Suasion is.....
A
A term descriptive of corrupt practices of many banks
B
A term applied to banks that are conservative in their banking practices
C
Persuasion of banks to adhere to central bank desires
D
It denotes conduct or character that is bad and vice
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The RBI has imposed a penalty of Rs 5 crore on Karur Vysya Bank for non-compliance of its directives. According to RBI statement, the penalty was imposed for non-compliance with its directions on IRAC norms. What is the full form of IRAC?
A
Income Regional and Asset Common
B
Interest Recognition and Asset Classification
C
Income Recognition and Agency Classification
D
Income Recognition and Asset Classification
English grammar Questions answers
Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Karnataka Bank has raised interest rates on savings bank account for large balance above Rs 1 crore to 5% while for small balances below Rs 1 lakh, the bank has reduced it to 3% . Where is the corporate office of Karnataka Bank-?
A
Mengaluru
B
Bengaluru
C
Mumbai
D
Chennai
Bank exam Questions answers
Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
When was the process of introducing computerization in all branches of banks began in 1993?
A
1991
B
1992
C
1993
D
1994
GK (GENERAL KNOWLEDGE) Questions answers
Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In Insurance world, a cause of loss is known as?
A
Peril
B
Tort
C
Risk
D
Negligence
Biology Questions answers
Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is the advantage of sending money to someone through money order?
A
The money is delivered at his/her siblings's house only.
B
The money is delivered at his/her birthplace only.
C
The money is delivered at his/her Native Land only.
D
The money is delivered at the house or his/her place of stay.
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
India and Canada were signed to establish bilateral cooperation activities in the field of IPRs. IPRs stands for-
A
Intellectual Property Region
B
Intellectual Product Rights
C
International Property Rights
D
Intellectual Property Rights
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Through which of the following sources domestic funds are raised by companies?
  1. IPO
  2. FPO
  3. Commercial papers
A
Only 3
B
All the above
C
Only 1 and 3
D
Only 1
GK (GENERAL KNOWLEDGE) Questions answers
Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Political constancy is chief aspect concerning which of the following risks?
A
exchange risk
B
systematic risk
C
non-systematic risk
D
country risk
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
SMERA is an SME Rating Agency in India meant for-
A
rating on credit worthiness of MSME
B
rating on quality management
C
rating on the training system
D
rating on technology usage in (the organization)
Bank exam Questions answers
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