Banking Questions for RBI Assistant [TEST-5]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The market in which long-term securities such as stocks and bonds are bought and sold is commonly known as-
A
Bullion Market
B
Capital Market
C
Bull Market
D
Money Market
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Interest on Savings deposit nowadays is .
A
Fixed by RBI
B
Fixed by the respective Banks
C
Fixed by the Depositors
D
Fixed as per the contract between Bank and the Consumer Court
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In a company, the use of price-sensitive corporate information by the company people to make gains or cover losses is known as-
A
insider trading
B
future trading
C
foreign trading
D
stock trading
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A-card stores and provides indentification authentication, data storage and application processing applications
A
Debit Card
B
Smart Card
C
Credit Card
D
ATM Card
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is/are true about the Loan Waiver Scheme for the farmers launched by the Govt of India recently?
  1. The Govt has taken over the debt of the farmers and has made reimbursement to the banks.
  2. The Govt has identified 237 lowproductivity districts where farmers would be eligible for a minimum loan relief of Rs. 20, 000 even if their land holdings were above two hectares.
  3. Andhra Pradesh has the highest number of beneficiaries of the scheme.
A
Only 1
B
Only 2
C
Only 3
D
All the above
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which section of the RBI allows the RBI to provide loans to banks and state financial corporations?
A
17
B
18
C
19
D
20
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
..... is a professional trained in the mathematics of insurance and risk management, including the calculations of premiums, policy reserves and other values.
A
Actuary
B
Applicant
C
Agent
D
Assuming Company
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is the function of Board for Financial Supervision (BFS)?
A
supervision of the financial sector
B
supervision of all types of payment and settlement systems
C
appointing the directors of scheduled banks
D
All of the above
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following defines letter of credit?
A
A contractual agreement made between different parties to compensate for any damages or losses.
B
It is a letter from a bank, guaranteeing that a buyer's payment to a seller will be received on time and for the correct amount.
C
A solemn promise or agreement to do or refrain from doing something.
D
A security interest on real property grant to a lender.
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The Reserve Bank of India has imposed a fine of Rs 1 crore on..... for violating cyber security norms recently.
A
State Bank of India
B
Bank of Baroda
C
Indian Bank
D
Punjab National Bank
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