Banking General knowledge for RBI Grade B [TEST-9]

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G.K. Questions on Banking

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Question 681 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which of the following is NOT a common feature of a financial institution?

A
Access to ATMs
B
Investment trading
C
Direct deposit
D
Debit cards
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Question 682 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which one is Local commercial bank ?Bank exam interview questions answers
A
Affin Bank Berhad
B
Citi Bank Berhad
C
HSBC Bank Malaysia Berhad
D
Standard Chartered Bank Malaysia Berhad
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Question 683 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

A physical change from gas to liquid is called....

A
expansion
B
evaporation
C
condensation
D
sublimation
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Question 684 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What are these type of notes called?Bank exam interview questions answers
A
Half Notes
B
Whole Notes
C
Quarter Notes
D
Eighth Notes
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Question 685 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The lowest point of cumulative cash flow - called the "nadir" or lowest point - is the minimum amount the venture will require in order to work through its early stages and emerge a vibrant, successful organization.

A
Cumulative Cash Flow
B
Burn Cash
C
Nadir
D
Expenditures
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Question 686 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A term that is used to determine which party should be responsible for damage occurring to products after a service transaction has been completed, but prior to delivery.
A
Risk of Loss
B
Interest
C
Interest Rate
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Question 687 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which of the following can be described as involving indirect finance?

A
You make a loan to your neighbor.
B
A corporation buys a share of common stock issued by another corporation in the primary market.
C
You buy a U.S. Treasury bill from the U.S. Treasury at TreasuryDirect.gov.
D
You make a deposit at a bank.
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Question 688 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The Member calls and states he wants to dispute a Benny Card transaction that posted to his account. You would send them the....

A
Transaction Dispute Form
B
Written Statement of Unauthorized Transactions
C
ACH Affidavit Form
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Question 689 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

A certain % of checkable deposits that banks keep on reserve.

A
Reserve Requirement
B
Excess Reserves
C
Savings
D
Fractional Reserve
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Question 690 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is a "run" on a bank?

A
It is when the bank has a "run" of several months where they are profitable and stable.
B
It is when the bank "runs" to the government to receive special treatment from banking laws.
C
It is when the "run" of depositors creates greater liquidity in the bank's assets.
D
It is when the bank is failing and people "run" to the bank to get their money out.
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