Banking General knowledge for IBPS SO (NABARD) [TEST-5]

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G.K. Questions on Banking

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Question 2081 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is one benefit to using a debit card that is not a benefit of using a check?
A
Quicker and Easier
B
Able to make purchases when you want
C
Earns interest
D
Transactions can be verified on-line as soon as they clear.
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Question 2082 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Money from the bank added to your savings account
A
Interest
B
Savings
C
Minimum Payment
D
Debit Card
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Question 2083 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What type of fee will you receive if you swipe your debit card, but did not have enough money in your checking account?

A
Overdraft Fee
B
NSF Fee
C
Minimum Balance Fee
D
Return Deposited Item Fee
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Question 2084 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
When you ask the bank to stop a check drawn on your account from being cashed:
A
cancelled check
B
stop payment fee
C
returned check fee
D
check cashing fee
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Question 2085 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

RA # that govern the General Banking Act

A
RA # 337
B
RA # 373
C
RA # 733
D
RA # 727
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Question 2086 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
An example of NSF would be:
A
Transferring $50 from savings to checking
B
Trying to buy something on your debit card and it not being allowed.
C
Writing a check for your power bill
D
Spending more than your daily limit
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Question 2087 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which technology can be subject to time delays which may cause frustration during meetings

A
Web conferencing
B
Interactive whiteboard
C
E-mail
D
Networks
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Question 2088 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

A POS terminal reads card information and checks to see if .....

A
you're doing a good job in school
B
you're smiling
C
funds are available for the purchase
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Question 2089 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What transaction occurred on the 21st Sept

Bank exam interview questions answers
A
Wages Paid
B
Paid bill
C
Withdrew using ATM
D
Paid for something using internet banking
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Question 2090 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The ease with which an asset can be converted into payment for goods & services.

A
Medium of Exchange
B
Legal Tender
C
Liquidity
D
Banking
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