Banking General knowledge for South Indian Bank [TEST-2]

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G.K. Questions on Banking

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Question 2291 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The record of checking account transactions is recorded in a

A
Check
B
Accounting Spreadsheet
C
Check Register
D
Recordbook
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Question 2292 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Dollars and cents

A
Currency
B
Money
C
Certificate of Deposit
D
Money Market
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Question 2293 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

During periods of inflation, money does not function well as .....

A
Standard of Value
B
Medium of Exchange
C
Store of Value
D
Commodity money
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Question 2294 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Banks generally pay a higher interest rate on savings accounts than on checking accounts. What inference can you draw from this?

A
Checking accounts are completely useless
B
Banks only lend money that customers have deposited in savings accounts.
C
The administrative costs associated with processing checks are really high.
D
Banks encourage individuals to keep money in savings account.
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Question 2295 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

If Beyonce' deposits $3,000 in currency into her savings account at Bank of America,

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A
M1 does not change.
B
M1 decreases.
C
M2 decreases.
D
M2 increases.
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Question 2296 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Why are many Indians reluctant to improve their country's air pollution problem?
A
Many Indians believe it would slow down their country's economic growth.
B
Many Indians do not have respiratory problems, so they are not concerned.
C
Many Indians do not believe they can fix the problem.
D
Many Indians are too poor to contribute to the problem.
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Question 2297 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What can offer the highest percent interest for your money?

A
Savings Accounts
B
Certificate of Deposits
C
Investing
D
Spending
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Question 2298 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What are the type of numbers that are listed on your check - check all that apply

A
Account Number
B
Credit Value
C
Debit Value
D
correctchoice Routing Number
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Question 2299 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is the definition of Debit Card?

A
A banking service allowing a customer's money to be handled and tracked. Common bank accounts are savings and checking accounts.
B
A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
C
Electronic payment form the employer's bank account to the employee's bank account.
D
An expense that you can control or adjust, for example, how much you spend on groceries, clothes, or entertainment.
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Question 2300 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Does a debit card have a microchip?

A
Yes
B
No
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