Banking Questions for Union Bank of India – IBPS [TEST-1]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following activities can lead to financial inclusion in India?
  1. Issuing of general purpose credit cards.
  2. Strict know your customer' (KYC) norms
  3. Opening of Bank branches in unbanked rural areas.
  4. Opening of no-frills account.
Select the correct answer using the codes given below:
A
1, 2 and 3 only
B
2, 3 and 4 only
C
1, 3 and 4 only
D
2 and 3 only
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Hindu Rate of Growth refers to the rate of growth of-
A
GDP
B
Population
C
Foodgrains
D
Per Capita income
English grammar Questions answers
Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
ICICI Lombard General Insurance Company has got capital markets regulator SEBI's go-ahead for its estimated Rs 6, 000 crore IPO. SEBI was set up on-
A
12th April 1972
B
12th April 1993
C
12th April 1988
D
12th April 1986
Aptitude Questions answers
Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Core Investment Company holds not less than 90 per cent of its net assets in the form of investment in which of the following?
A
equity shares
B
preference shares
C
bonds
D
all of the above
Aptitude test Questions answers
Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Banks do not purchase/ discount
A
Documentary Bills
B
Clean Bills
C
Accommodation Bills
D
Usance Bills
Aptitude test Questions answers
Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is the commission charges of Rs 10, 001 to Rs 30, 000 in IMO Booking Procedure?
A
Rs 150
B
Rs 120
C
Rs 130
D
Rs 110
Aptitude test Questions answers
Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is not true about Unified Payments Interface (UPI)?
A
UPI is an instant payment system developed by the National Payments Corporation of India (NPCI).
B
Through UPI, all payments are instant and takes place in banking hours.
C
Under UPI person will have a single identity and password for using multiple bank accounts.
D
UPI is based on the Immediate Payment Services (IMPS) infrastructure.
Computer science (GATE/NET) Questions answers
Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The four public sector general insurance companies have been implementing UHIS for improving the access of health care to poor families. What is the full form of UHIS?
A
Usually Health Insurance Scheme
B
Unique Health Insurance Scheme
C
Universal Health Insurance Service
D
Universal Health Insurance Scheme
Civics Test Questions answers
Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
How many installments can be Deposits in PPF account?
A
14 installments
B
16 installments
C
18 installments
D
12 installments
GK (GENERAL KNOWLEDGE) Questions answers
Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following sectors makes maximum contribution to India's Gross Value?
A
Services
B
Agriculture
C
Industry
D
Both B and C
Civics Test Questions answers
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