Banking Questions for Bank of Maharashtra – PGDBF Manipal university [TEST-1]

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The fiscal deficit has been brought down to..... in 2018-19 RE.
A
3.4%
B
3.20%
C
3.00%
D
3.60%
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The Board of Industrial and Financial Reconstruction (BIFR) came into existence in-
A
1999
B
1995
C
1991
D
1987
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The majority stake of subsidiaries of NABARD is held by-
A
Government of India
B
RRB
C
RBI
D
Co-operative Bank
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is not an innovation likely to explain the high repayment rates of Micro Credit Programmes?
A
Promising larger and larger loans for borrowers in good standing
B
Public repayments
C
Strong competition between numerous Micro Credit Programmes to reduce interest rates
D
Starting repayments before investments are likely to have borne fruit
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The beneficiaries of Micro finance business are.....
A
Land Less labour
B
Marginal farmers
C
Vendors in the small markets
D
All the above
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
For which of the following reasons are Basel-II norms to be followed by Commercial Banks?
A
Risk management
B
Adoption of international accounting standards
C
Restriction on bonus payments to bank executives
D
Transparency in disclosures
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In which year BIS was established?
A
1935
B
1921
C
1930
D
1944
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The first public sector bank in India which obtained license for Internet Banking from RBI is.....
A
Punjab National Bank
B
Oriental Bank of Commerce
C
Corporation Bank
D
State Bank of India
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
RBI has launched new restructuring tool RS.S4A' to raise banks' moral hazard risk. S4A stands for which of the following?
A
Scheme for Systematic Structuring of Stressed Assets
B
Scheme for Sustainable Structuring of Scholastic Assets
C
Scheme for Sustainable Structuring of Stressed Assets
D
Scheme for Sustainable Strength of Stressed Assets
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is the major marine food export item of India?
A
Frozen Fish
B
Frozen Shrimp
C
Frozen Crab
D
Cephalopod
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