UPSC PRELIMINARY MOCK TEST 181

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UPSC PRELIMINARY MOCK TEST 181

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following steps is the Election Commission of India NOT permitted to take, to ensure greater voter turnout during elections?
  1. It can set up separate polling stations exclusively for leprosy patients
  2. In certain areas, if women due to social practice or custom feel inhibited in mingling with male members, separate polling stations for men and women can be provided
Select the correct answer using the code given below:
A
1 Only
B
2 Only
C
Both 1 and 2
D
Neither 1 nor 2
GK (GENERAL KNOWLEDGE) Questions answers
Question 1 Explanation: 

The Election Commission of India can take literally any steps to ensure greater voter turnout.

http://pib.nic.in/newsite/PrintRelease.aspx?relid=137844 "

Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is/are correct?
  1. India has the largest population of livestock.
  2. India is the largest producer of buffalo meat and the third-largest producer of goat meat.
A
1 only
B
2 only
C
Both 1 and 2
D
Neither 1 nor 2
KBC Questions answers
Question 2 Explanation: 
1 is only correct
Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In reference to The United Nations, consider the following statements:
  1. The United Nations has designated the first Monday of October every year as World Habitat Day.
  2. The theme of this year's World Habitat Day is Safe Forest: Safe Earth
Which of the following statement is correct?
A
1 only
B
2 only
C
1 and 2 both
D
Neither 1 or 2
Bank exam Questions answers
Question 3 Explanation: 
Statement 1 is correct as The United Nations has designated the first Monday of October every year as World Habitat Day.

Statement 2 is incorrect as the theme of this this year's World Habitat Day is Housing Policies: Affordable homes

Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
He was a follower of Jainism in the early part of his career and converted to Saivism later. He is hailed as 'Vichitrachitta' who constructed a temple for Brahma, Vishnu and Siva without the use of bricks, timber, metal and mortar. Who is the ruler?
A
Rajaraja Chola 1
B
Kadambas of Banavasi
C
Harihara 1
D
Mahendravarman I
Aptitude test Questions answers
Question 4 Explanation: 

Mahendravarman I was converted to Saivism which led him to build a Siva temple at Tiruvadi.

  • He was a great builder of cave temples. The Mandagappattu inscription hails him as Vichitrachitta who constructed a temple for Brahma, Vishnu and Siva without the use of bricks, timber, metal and mortar.
  • His rock-cut temples are found in a number of places like Tiruchirappalli.
  • His title Chitrakarapuli reveals his talents in painting. He is also regarded as an expert in music.
  • The music inscription at Kudumianmalai is ascribed to him.
"
Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Consider the following statements with respect to 'Urban Co-operative banks (UCBs)'
  1. Their management and resolution in the case of distress is regulated by the Registrar of Co-operative Societies either under the State or Central government.
  2. In the event UCBs fail, deposits with them are covered by the Deposit Insurance and Credit Guarantee Corporation of India up to a sum of Rs. 1 lakh per depositor.
Select the correct statements
A
1 Only
B
2 Ony
C
Both
D
None
English grammar Questions answers
Question 5 Explanation: 
Co-operative banks, which are distinct from commercial banks, were born out of the concept of co-operative credit societies where members from a community band together to extend loans to each other, at favourable terms. Credit co-operatives (or co-operative banks) are broadly classified into urban or rural co-operative banks based on their region of operation. Urban co-op banks are classified into scheduled and non-scheduled banks.

There are three key points of difference between scheduled commercial banks and co-operative banks. One, unlike commercial banks, UCBs are only partly regulated by the RBI. While their banking operations are regulated by the RBI, which lays down their capital adequacy, risk control and lending norms, their management and resolution in the case of distress is regulated by the Registrar of Co-operative Societies either under the State or Central government. Two, unlike commercial banks which are structured as joint stock companies, UCBs are structured as co-operatives, with their members carrying unlimited liability. Three, while there is a clear distinction between a commercial bank's shareholders and its borrowers, in a UCB borrowers can double up as shareholders.

In the event UCBs fail, deposits with them are covered by the Deposit Insurance and Credit Guarantee Corporation of India up to a sum of Rs. 1 lakh per depositor, the same as for a commercial bank.

Source: https://www.thehindubusinessline.com/opinion/columns/slate/all-you-wanted-to-know-about-urban-co-operative-banks/article29563724.ece

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