UPSC PRELIMINARY MOCK TEST 68
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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
- Deposit Insurance and Credit Guarantee Corporation is a wholly owned subsidiary of the Reserve Bank of India.
- Depositors holding more than Rs 5 lakh in their account have no legal remedy in case of the collapse of the bank.
- It will not have any impact on the operating expenses of banks.
With a view to providing a greater measure of protection to depositors in banks the Deposit Insurance and Credit Guarantee Corporation, a wholly owned subsidiary of the Reserve Bank of India, has raised the limit of insurance cover for depositors in insured banks from the present level of Rs. 1 lakh to Rs. 5 lakh per depositor with effect from February 4, 2020 with the approval of Government of India. When a bank collapses, depositors will get Rs 5 lakh from the Corporation. However, now depositors holding more than Rs 5 lakh in their account have no legal remedy in case of the collapse of the bank. Irrespective of the deposit amount, be it Rs 25 lakh or Rs 5 crore, the depositor will get only Rs five lakh if a bank collapses. Given the size of insured deposits is likely to increase, the deposit insurance premium paid by banks will increase the operating expenses of banks and will be negative for their profitability to the extent they are not able to pass it on to the bank customers.
Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Interest of general public
Sovereignty and integrity of India
a, b and c
Article 19 : All citizens shall have the right to practise any profession, or to carry on any occupation, trade or business.
Nothing in the said clause shall affect the operation of any existing law in so far as it imposes, or prevent the State from making any law imposing, in the interests of the general public, reasonable restrictions on the exercise of the right conferred by the said sub clause, and, in particular, nothing in the said sub clause shall affect the operation of any existing law in so far as it relates to, or prevent the State from making any law relating to,
(i) the professional or technical qualifications necessary for practising any profession or carrying on any occupation, trade or business, or
(ii) the carrying on by the State, or by a corporation owned or controlled by the State, of any trade, business, industry or service, whether to the exclusion, complete or partial, of citizens or otherwise.
Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
- Every employer is required to constitute an Internal Complaints Committee at each office or branch with 10 or more employees.
- Repeated violations may lead to higher penalties and cancellation of licence or registration to conduct business.
Both are correct
Both are incorrect
Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
- It is an attached office to the Ministry of Environment, Forest and Climate Change (MoEFCC).
- It protects endangered species and their habitats through awareness, support, and training.
- Collaborate with state governments to monitor the illegal wildlife trade.
1, 2, 3
The WILDLIFE PROTECTION SOCIETY OF INDIA (WPSI) was founded in 1994 by Belinda Wright, its Executive Director, who was an award-winning wildlife photographer and filmmaker till she took up the cause of conservation. From its inception, WPSI's main aim has been to bring a new focus to the daunting task of tackling India's growing wildlife crisis.
WPSI is one of the most respected and effective wildlife conservation organisations in India. It is a registered non-profit organisation, funded by a wide range of Indian and international donors.
WPSI aims to bring new focus and energy to tackle the growing wildlife crisis in India. Its goal is to protect endangered species and their habitats through awareness, support, and training. We are committed to creating an enduring paradigm to conserve India's wildlife by working with local communities and government agencies to curb poaching and the illegal wildlife trade across the country. "